Fall in the Bluegrass...

Could a day have been more beautiful than yesterday? I took an excursion yesterday to Costco in Louisville via a trip out Russell Cave Road and over Iron Works Pike to pick my daughter up from a sleep-over birthday party on Elizabeth Station farm. A not-so-subtle reminder trip that there couldn't be anywhere more lovely than Central Kentucky in the Fall.

The air was crisp, the leaves brilliant in reds, yellows and oranges against the still-green of manicured horsefields and carefully tended fences. Heading out north of town, the landscape is picture perfect with horses frolicking gleefully in the cold of the morning, their coats thickening up for the winter. Lee, the mother of Mary Rollins' friend, runs a horse operation on 80 acres just over in Bourbon County. We took a drive in her pick-up through the fields to pick the girls up where they were visiting with the mares and Earnest, the world's cutest donkey -- think Brighty of the Grand Canyon. It reminded me of my own slumber parties on Delong Road where I was fortunate enough to have horses and acres of land on which to ride. I didn't appreciate that experience enough at the time, but in retrospect, it was a true treasure. Watching Lee feed the horses in the cold morning air took me back to a good place full of hard work, solitary hours in the barn, and some fine four-legged equine and canine friends! I'm most definitely out of horse practice now -- I haven't mucked out a stall in more than 20 years but like riding a bike, I'm sure you never forget how to wield a pitchfork.

I live inside the Circle now, enjoying the throw-back Fifties lifestyle of Chevy Chase. Raising my children with sidewalks, Ecton Park, charge accounts at Wheeler's Drugstore and Graeter's ice cream a quick bike ride away, I'm a little sorry that they don't know the real world of the horse and the freedom of land. I've made the choice for them to grow up in a neighborhood and they seem happy with the life they live. But they don't pick blackberries in the summer out the back door, they don't try to catch pet mice in the barn, and they don't know the hard work of toting water to a barn when the water lines frozen.

First Time Home Buyer Tax credit

Just in case you aren't paying attention to the news, time is running out for the first-time home buyer's tax stimulus credit. To qualify for the $8,000, buyers must close on a home by November 30. In some markets that may be next to impossible, but it's still quite doable by Lexington-market standards. Typical closing times are 30 days from contract to close although I anticipate we'll see a rush of activity in the next couple of weeks which could possibly create some delays. In addition, rates are down again -- approximately 4.75% on a 30-year yesterday! Truly a great time to stop paying rent and start paying yourself. I have some great start homes on my website you should check out!